REAL ESTATE FUNDING MADE EASY
Fast, in-house funding for real estate investors.
We directly fund most loans in house, making our process seamless and personal. With over 10 years of investment lending experience, our team makes your closings fast and convenient.
OUR TRACK RECORD
The numbers behind every closing
OUR LOAN PROGRAMS
Financing built for how investors work
Pick the program that fits your deal. Not sure? Call us and we'll structure it with you.
Fix & Flip
$60,000 – $800,000
- Single family & 1–4 unit multifamily
- Up to 100% of rehab
- 6–12 month terms
- Close in as fast as 48 hours
New Construction
$100,000 – $1M
- Single family & 2–4 unit multifamily
- Up to 80% of build cost
- Easy draw process
- Close in 10–20 days
Rental (DSCR)
Rates from 8.5%
- 5, 7, 10 & 30 year terms
- LTV up to 80%
- No income verification · 630+ FICO
- Close in 7–10 days
Transactional Funding
2% origination
- Term: 24–48 hours
- 12% interest rate if held more than 24 hours
- Ideal for double closings & wholesale deals
OUR PROMISE
Why investors keep coming back
Best rates & fees
We offer the most competitive pricing, guaranteed.
Flexible loan programs
A diverse set of in-house programs, investors and a lender network to fund most loan scenarios.
On-time, fast closings
We close faster than banks and our competition, usually within 7–10 days.
Easy application
Our quick and full app intake is fast and smart. It knows what to ask and which documents you need to upload.
Robust technology
Web-based tools streamline loan intake, document upload and processing.
Dedicated account rep
Every borrower is a VIP, with a dedicated rep who always knows your loan status.
RECENT FUNDINGS
Deals we've closed
Spring Branch, Texas
Houston Medical Center, Texas
Camp Verde, Arizona
ABOUT US
We love lending.
Hard money lending is in our blood. We have 10 strong years in the real estate investment business, and members of our team have owned or invested in numerous projects themselves. We know how much fast, knowledgeable service from a lender matters.
Before founding Harbour Lending, our founder oversaw the acquisition division of a boutique real estate firm focused on the single-family-for-rent strategy for a $1B+ private equity company. That experience showed us what investors need to scale with leverage, and how growing regulation keeps banks from meeting those needs.
We founded Harbour Lending to give real estate investors and developers a better borrowing experience.
LET'S TALK
Have a deal? Need our rates or guidelines?
Reach out and we'll get back to you quickly.
281-944-8145 info@harbourlending.com